Personal injury can be devastating. Not only do you have to contend with the immediate ill-effects, but you also have to cope with financial worries if you’re unable to work.
If that injury wasn’t your fault, you need to make the most of your claim. But since claiming for personal injuries isn’t something that most of us make a habit of doing, we don’t always get it right.
That’s why I’ve put together some of the do’s and don’ts of the claim process. Here are the most important.
Do Find Legal Advice
When making a claim, it’s best to seek out professionals. Why? Because the experts have seen it all before and are better positioned to assess your case. They’ll be able to tell you whether you have a claim before you start potentially costly proceedings. And they’re able to guide you through what can be a complicated legal process. For example, if you were injured in a truck accident, find a truck accident lawyer. You need to make sure that you don’t do anything, from a legal perspective, that could jeopardize your claim.
Don’t Talk To The Insurance Provider
Negligent businesses don’t pay most personal injury claims. Their insurer pays them. And insurers don’t want to have to pay out unless they absolutely have to.
One way that they may be able to avoid paying out is by talking to you. You may divulge some information that they can use against you in court. Don’t give the insurer any information. You never know what they could use against you.
Do Keep Your Receipts
Your personal injury has been expensive. Perhaps you’ve had to incur substantial medical costs. You may also have had to pay out for expensive drugs. What about lost wages because you couldn’t work? What about damage to your property? What about the compensation you deserve for the suffering and pain you’ve experienced as a result of the injury?
Keeping all your bills and receipts will help you make your case. It will ensure that you not only get fair reparations, but that you actually get an appropriate amount. Not all personal injury claims are the same.
Don’t Forget To Tell The Police
If your personal injury claim is the result of a road traffic accident, you have to tell the police.
Having a complete police report of the incidence is a necessary step in making your claim. Police reports are needed to make final settlements with the insurer.
Also, remember to bring photos and videos of the incident to the settlement. Evidence of negligence of the other party will make your case stronger.
Do Ask The Right Questions When You Visit Your Solicitor
Before proceeding with a claim, you need to ask your solicitor the right questions. This could include an estimate of how much the case might cost, and who gets what share of the settlement. This could also include how the solicitor intends to charge you for their services. And finally, whether you need cover to protect you against having to pay the costs of the defendant.